Car Insurance

A. Basic Coverage

All risk car insurance types (all risks) provide your vehicle protection against various things as follows:

Losses and or Damage to the Vehicle,caused by the following:

Collision, rolled, slipped and accident

Evil deeds

Theft, including theft that is preceded or accompanied or followed by violence or threats of violence

Fire, explosion and struck by lightning

In the event of a fire, explosion or lightning strike, all are covered by your insurance policy. Please see the insurance details in your policy.

Legal Liability Guarantee against Third Parties

Provide compensation for the legal liability of the insured against losses suffered by a third party due to a vehicle. As well as providing coverage for court fees related to legal responsibility.

Get protection for your vehicle by adding coverage prices. By doing this, you will also get compensation for various non-standard equipment and accessories installed in your vehicle.

B. Additional Protection

To get maximum protection against your vehicle, you can add a variety of additional protection that you can adjust to the needs and conditions in the environment around you. As for the choice of the increase in liabilities that you can gain include some of the following:

Addition to third party insurance (TPL)

Get additional legal liability for third parties according to the limit you want

Addition to personal accident insurance (personal accident) for drivers and passengers

The additional coverage to the risk of accident of the driver of the vehicle and its passengers is up to 4 people, which you can adjust to your wishes with a certain limit.

Riots and Terrorism (SRCC and or TS)

Protect your vehicle from the risk of damage caused by riots, riots, terrorism, and sabotage.

Floods, Typhoons, Hurricanes, Hail & Logsor Land etc. (TSFHL)

Provide protection to your vehicle from the risk of damage caused by floods, hurricanes, storms, hail, and landslides.

Earthquakes, Tsunamis and Volcanic Eruptions (EQTVE)

Provide protection for your vehicle from the risk of damage caused by earthquakes, tsunamis, and volcanic eruptions.

C. Additional Features

Get various interesting features that are different from other insurance companies, such as:

Replacement Cars or Replacement of Rental Fees

Car loan / temporary replacement facilities or reimbursement of vehicle rental fees from insurance companies for as long as the process of repairing your vehicle.

Tow truck

A tow car facility that will help you when there is damage or other risks that occur in the vehicle when you are on the way.

Ambulance

Ambulance facilities are free when an accident occurs.

Authorized Workshop

Facilities for you to be able to make repairs. Your vehicle can be easily repaired with partner workshops scattered throughout Philippines, which has worked with insurance companies directly.

Theft by Private Driver

Get coverage for risk of theft or escape of a vehicle by your personal driver.

“New for Old Programs”

Get coverage for risk of theft or escape of a vehicle by your personal driver.

STNK Renewal Service

Get help features for the renewal of your STNK management by the insurer.

Emergency Assistance on the Highway (ERA- Emergency Road Assistant)

Get help from the insurance or partners when you experience an emergency during the trip.

D. Risks that are not covered:

Any risks that are not included in your policy;

Violation of obligations from policyholders or insured parties;

Any situation that causes the insured to lose compensation rights;

Environmental pollution;

Legal case;

Accidents caused by evil (evil intentions);