Freedom to choose
We provide all available options and guide you to get the best offer
Easy registration process and claim support whenever needed
We work only with leading insurance companies
The best price
We offer the best price for your insurance coverage or we pay the difference
Good service. Sales provide product knowledge in accordance with the customer's interest, providing options for several insurance.Hadi Prasetia
Good service, agents are responsive in communicating. Overall, Asura's service is good.Mr Ismet
Asura service is good, fast, responsive!M. Abdul Subhan
Home Insurance News
Frequently Asked Questions
Q: How long does it take to receive an insurance policy?
— As soon as the proposal has been approved, it normally only takes a few days for the insurance policy to be issued and sent. If you have not received an insurance policy after two weeks, please contact the insurance company and ask for a second copy.
Home insurance carries risks such as the following:
Complete protection for all losses.
Home insurance provides compensation for all losses caused by all forms of natural disasters and accidents, except those not listed in the policy.
Replacement based on reinstatement value.
If there is damage, or other losses, our best home insurance will provide reimbursement based on the calculation of the reinstatement value (without any reduction in value).
Accountability to third parties.
Home insurance provides compensation for losses suffered by third parties, whether caused by negligence of you or your family members.
Additional for personal accident for 5 people (max) up to ₱ 20,000,000, - / person.
Including the cost of debris, etc.
Fire and explosion
Compensation for insurance policy holders for damages caused by fire.
Damages caused by explosions or the like.
Compensation if there is an explosion that damages the insured occupancy.
Compensation for damages caused by short circuiting of electricity or lightning strikes on insured housing.
Theft of objects
Compensation in case of robbery or theft of material objects.
Compensation for damages caused by hurricanes, hail, earthquakes, floods or other similar incidents.
Collision by vehicle or plane crash
Compensation for damages caused by land vehicle collisions or aircraft accidents on insured property or occupancy can be given insurance depending on how the policy is.
Third party legal responsibility
Compensation for damages that unknowingly afflicts a third party or another person.
Loss of rental rights
Depending on the policy, for residents, if there is an accident, such as a fire that makes you unable to stay inside the rental property, the rental payment will be covered monthly until a certain time limit.
In the event of an accident, crime or other guaranteed event as stated on your Home Insurance contract, you can file a compensation claim with the insurance company to pay for repairs, replacements and other procedures to normalize the situation.
If the loss is total or comprehensive in the property or building, you can receive the basic value of the price of the insured home or apartment. Residential Insurance has a period of 12 months and can be extended.
The guarantee starts at the beginning of the purchase and ends after twelve (12) months, and the installments are paid in full. Failure to pay the first installment can result in loss of insurance coverage.
Allianz PNB Life Insurance
Asian Life & General Assurance Corporation
BPI-Philam Life Assurance Corporation
Caritas Life Insurance Corporation
1 Cooperative Insurance System of the Philippines
Country Bankers Life Insurance Corporation
First Life Financial Co., Inc.
Manila Bankers Life
Manulife China Bank Life Assurance Corporation
Paramount Life & General Insurance Corporation
Philippines International Life Insurance Company Inc.
Pru Life UK
Sun Life Financial
Sun Life Grepa
United Life Assurance Corporation
Alpha Insurance & Surety Company, Inc.
Alliedbankers Insurance Corporation
Armed Forces & Police General Insurance Corporation
Asia Insurance (Philippines) Corporation
Asia United Insurance, Inc.
Bankers Assurance Corporation
Bethel General Insurance & Surety Corporation
BPI/MS Insurance Corporation
Cibeles Insurance Corporation
Commonwealth Insurance Company
Empire Insurance Company
Fortune General Insurance Corporation
FPG Insurance Company, Inc.
Intra-Strata Assurance Corporation
Liberty Insurance Corporation
MAA General Assurance Phils., Inc.
Malayan Insurance Company
Mapfre Insular Insurance Corporation
Mercantile Insurance Company, Inc.
Milestone Guaranty & Assurance Corporation
National Reinsurance Corporation of the Philippines
Oriental Assurance Corporation
AA Guaranty Assurance Inc.
Pacific Cross Insurance, Inc.
Pacific Union Insurance Company
Perla Compania de Seguros, Inc.
PGA Sompo Insurance, Corporation
Philippine British Assurance Co., Inc.
Philippines First Insurance Company, Inc.
PNB General Insurers Company, Inc.
QBE - Seaboard Insurance (Philippines), Inc.
Reliance Surety & Insurance Company, Inc.
SGI Philippines General Insurance Company, Inc.
Standard Insurance Company, Inc.
Stronghold Insurance Company, Inc.
Travellers Insurance & Surety Corporation
UCPB General Insurance Company, Inc. (UCPB Gen)
Visayan Surety & Insurance Corporation
Western Guaranty Corporation
New India Assurance Company