Freedom to choose
We provide all available options and guide you to get the best offer
Easy registration process and claim support whenever needed
We work only with leading insurance companies
The best price
We offer the best price for your insurance coverage or we pay the difference
Good service. Sales provide product knowledge in accordance with the customer's interest, providing options for several insurance.Hadi Prasetia
Good service, agents are responsive in communicating. Overall, Asura's service is good.Mr Ismet
Asura service is good, fast, responsive!M. Abdul Subhan
Life Insurance News
Frequently Asked Questions
Q: I have a congenital health condition. Can I still buy Life Insurance?
— Yes, you can buy insurance. But it is important to know if the insurance provider does not guarantee accidents (sick claims) due to pre-existing disease or congenital conditions.
Q: What happens if there is no recipient of insurance compensation for a reason?
— In this case, compensation is paid to the legal beneficiaries.
Q: I do extreme sports, can I still buy Life Insurance?
— Yes, (you need an extension of insurance protection) the insurance issuer cannot refuse to guarantee you. But the interpretation of prices will be implemented, and the insurance guarantor can give a higher price on the grounds that they have higher risks as well. If you ignore information about this and one day an accident occurs, then this is the right of the insurance guarantor to refuse to give compensation to you. So, try to always tell the truth.
Q: How do I include a list of beneficiaries in my insurance?
— When you buy insurance, the insurance company will contact you to compile and request information about the list of beneficiaries (heirs). That's when you can add people as recipients of compensation.
Q: If I don't include a list of beneficiaries and something happens to me, who will receive compensation for my insurance?
— The granting of compensation is given to the beneficiaries in accordance with the law of inheritance rights that apply.
Q: What happens if I am paying my life insurance policy late?
— If a delay occurs, at the same time when the insurance holder submits a claim, the insurer will not be obliged to pay compensation for the claim (the policy is forfeited). So, you must always pay your insurance policy on time.
Q: Is there a legal age limit for buying Life Insurance?
— Prospective insurance holders must be between the ages of 18 and 60 to be able to purchase insurance coverage.
Life Insurance guarantees full compensation payment to recipients of compensation if there is a natural death or accident until the age of 99 years. The maximum amount that can be paid by an insurance company is determined according to what is stated in the policy.
Life Insurance is intended to provide compensation or compensation for recipients of benefits originating from family members of insurance holders when the claim borne by this insurance occurs (a claim occurs). Claims borne include cases of natural death and accidents.
Who can buy insurance?
People between 18 and 60 years of age at the date of purchase.
The duration of the active period of the certificate or insurance certificate (policy) is (12) twelve months and can be renewed at the same time of the time of purchase (either manually or automatically).
Available forms of payment are through credit cards or debit accounts that are equipped with Visa, Diners, and Mastercard (automatic debit or bank ATM that has been cooperating).
Insurance cancellation will only apply thirty (30) days after notification. For more detailed information, please read the terms and conditions.
Allianz PNB Life Insurance
Asian Life & General Assurance Corporation
BPI-Philam Life Assurance Corporation
Caritas Life Insurance Corporation
1 Cooperative Insurance System of the Philippines
Country Bankers Life Insurance Corporation
First Life Financial Co., Inc.
Manila Bankers Life
Manulife China Bank Life Assurance Corporation
Paramount Life & General Insurance Corporation
Philippines International Life Insurance Company Inc.
Pru Life UK
Sun Life Financial
Sun Life Grepa
United Life Assurance Corporation
Alpha Insurance & Surety Company, Inc.
Alliedbankers Insurance Corporation
Armed Forces & Police General Insurance Corporation
Asia Insurance (Philippines) Corporation
Asia United Insurance, Inc.
Bankers Assurance Corporation
Bethel General Insurance & Surety Corporation
BPI/MS Insurance Corporation
Cibeles Insurance Corporation
Commonwealth Insurance Company
Empire Insurance Company
Fortune General Insurance Corporation
FPG Insurance Company, Inc.
Intra-Strata Assurance Corporation
Liberty Insurance Corporation
MAA General Assurance Phils., Inc.
Malayan Insurance Company
Mapfre Insular Insurance Corporation
Mercantile Insurance Company, Inc.
Milestone Guaranty & Assurance Corporation
National Reinsurance Corporation of the Philippines
Oriental Assurance Corporation
AA Guaranty Assurance Inc.
Pacific Cross Insurance, Inc.
Pacific Union Insurance Company
Perla Compania de Seguros, Inc.
PGA Sompo Insurance, Corporation
Philippine British Assurance Co., Inc.
Philippines First Insurance Company, Inc.
PNB General Insurers Company, Inc.
QBE - Seaboard Insurance (Philippines), Inc.
Reliance Surety & Insurance Company, Inc.
SGI Philippines General Insurance Company, Inc.
Standard Insurance Company, Inc.
Stronghold Insurance Company, Inc.
Travellers Insurance & Surety Corporation
UCPB General Insurance Company, Inc. (UCPB Gen)
Visayan Surety & Insurance Corporation
Western Guaranty Corporation
New India Assurance Company, Ltd.