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Travel Insurance News
Things to Consider in Choosing Travel Insurance
Mar 4, 2019
Frequently Asked Questions
Q: How do I get help during an emergency abroad?
— When an emergency occurs in an unfamiliar place, this always makes you depressed. Therefore, it will be very helpful if you can contact the emergency service hotline of your travel insurance if at any time the problem arises. For telephone connections to always be available, it is advisable to keep the telephone number on your mobile phone and always carry an insurance card wherever you are.
Q: When will my guarantee start?
— After you buy travel insurance online, the guarantee will start immediately. It takes several days for an insurance card to get to your home. If you have not received the card for (4) weeks, please contact the insurance company and ask for the issuance of the second card.
Travel insurance products are developed to give you peace while traveling. As is known that people travel for different purposes. There are those for vacation with family, to find peace while they are on vacation; for business meetings, to play golf; or even a combination of all that.
With the right and careful policy selection, your travel insurance needs will be met.
Insurance created for you
Travel insurance guarantees peace of mind and security during your trips, whether for recreational or work purposes. While it's so easy to imagine that this is happening to other people, your chances of facing difficulties in a strange place are things that really need to be considered. There are a variety of products with different levels of guarantee, which is certainly adjusted for each type of trip and its customers. When buying a travel insurance, it is advisable to compare all the choices and choose the one that is most suitable for you and the purpose of your trip.
You are protected in the event of an accident, loss of luggage, and delays in your trip. This prevents major problems and also matters related to finance. We want to make your trip safe and enjoyable.
Do you like to travel? To prevent troublesome problems, buy travel insurance because our insurance agent can help you.
Travel Insurance - Really created for you
Every day, thousands of travelers face dangerous situations and have the potential to disrupt holidays or work trips to other cities or countries: flight delays, accidents, loss of luggage, theft, and health problems. While it's easy to imagine that this only happens to others, the possibility of facing the same difficulties in a strange place is something that needs to be considered carefully. Accuracy in meeting the need for safety services, this makes travel insurance increasingly popular. Travel insurance has several guarantee options to reduce various problems during work and leisure trips, compensate for losses and guarantee emergency help quickly.
Provide guarantees on risks that may arise during your trip such as:
Personal injury which includes guarantees of maturity and permanent disability and also a double guarantee for aircraft accidents
Travel services such as: loss of baggage / personal belongings, late baggage, travel obliquity, deposit delinquency or trip cancellation, document loss, and trip reduction.
Medical care and treatment costs during the trip.
You must maintain your shared luggage at all times and include luggage along with a business card to mark it as your property. Always use a padlock and identification along with your personal data to protect it, but never show your full address outside the suitcase to prevent robbery. But in addition, when you put all your bags wrong, lost or damaged, a travel insurance provides certain compensation. However, valuables such as laptops, smartphones, and jewelry are not usually covered by your travel insurance, so always carry these items in an office bag or handbag.
When buying your travel insurance, talk to your broker about the possibility of emergency help. As long as travel destinations can be in several different time zones, 24-hour emergency services can be very important and can include treatment, hospitalization, and compensation in the event of an accident or illness.
Medical emergencies can interfere with or even damage your trip, and without optimal service can lead to truly critical conditions. Travel insurance offers guarantees that guarantee the best health services while you can also avoid expensive fees.
It is common for a flight to leave on time even though it has experienced several delays. Often it can still be tolerated, but things like this are still one of the stressors when traveling. Even so, there are situations that cause very serious losses. With travel insurance, you can ask for compensation for inconveniences experienced in more extreme cases. To get compensation, it's simple that you only need to show proof of loss along with confirmation of delays from the airline.
In the case of damage or loss to an accident, or accident caused by you to other people, travel insurance guarantees compensation for your health and property.
After you have purchased your travel insurance online, the guarantee will begin immediately.
At the start of this insurance, you must be physically and mentally healthy and do not suffer from physical disabilities or other disturbances that can result in cancellations or travel disruptions. The purpose of your trip here is not to get medical treatment.
Coverage age limit: Policyholder: 17 years - 80 years
Participants: 1 year - 80 years
Maximum Cover Period for 1 trip: Individual / Family Policy: 180 days
Prospective Insured are Philippine Citizens or Foreign Citizens who have a residence permit in Philippine (KITAS, KIMS). Family Policy consists of you, your wife / husband and a maximum of 3 children. Compensation for policyholders is 100%, wife / husband is 50% of your compensation, while each child is entitled to 25% of your compensation, except for compensation for Emergency Medical Evacuation and Refund, the wife / husband and each child has the right to 100% of the value of your compensation. The total coverage value per family does not exceed two times the value of compensation stated in each section in the Policy Benefits Table.
The guarantee starts at the beginning of the purchase and ends after twelve (12) months, which are paid in full. Failure to pay the first installment can result in loss of insurance coverage.
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Fortune General Insurance Corporation
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Malayan Insurance Company
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